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In civil law, problems related to objects are regulated in the Second Book of the Civil Code Articles 499 to 1232, although there are articles that have been revoked by new laws such as Mortgage Rights which make mortgages for land. Objects for humans have important meanings, such as fulfillment and human welfare. Therefore, objects must be properly regulated to use objects for welfare. For this reason, legal experts make important principles about objects, among others, material rights are absolute rights, namely. This right can be defended against anyone. This is different from individual rights which can only be defended by certain parties. Another important principle is that material rights have a Droit de suit (right to follow), The system of regulating the law of matter is closed. This means that people cannot or cannot establish new material rights other than those already stipulated in the law. The principle of coercive law (dewingenrecht) Coercive law means that the enactment of the rules cannot be deviated by the parties. These material rights will not provide any other authority than what has been determined by law. Objects are also very important in providing credit or financing, namely as collateral for the provision of credit or financing profitably and profitably. Each object has procedures and procedures for obtaining it. Thus, it is appropriate to raise a legal issue on how to obtain an object based on Indonesian law. The research used in this law is normative legal research, which is a process to find the rule of law, legal principles, and legal doctrines to answer the legal issues faced to find legal norms that should be formed